Self-Employment Tax Calculator

Freelancers pay both halves of FICA — 15.3% self-employment tax — plus regular income tax on net earnings.

FAQs

What is the self-employment tax rate?

15.3%: 12.4% Social Security (up to the wage base) + 2.9% Medicare, applied to 92.35% of net earnings.

Can I deduct half of SE tax?

Yes — half of your self-employment tax is deductible from income tax as an above-the-line deduction.

Do freelancers pay quarterly taxes?

Generally yes — estimated taxes are due four times a year if you expect to owe $1,000 or more.

Estimate only: results use 2026 federal and state tax figures with simplified assumptions (single filer, standard deduction). Actual withholding varies by W-4, pre-tax deductions, and local taxes. Not tax advice.

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