See exactly what lands in your bank account after federal tax, state tax, and FICA — for all 50 states.
FAQs
What is take-home pay?
Take-home (net) pay is gross pay minus federal income tax, state income tax, and FICA payroll taxes.
Why does take-home vary by state?
Nine states have no income tax while others tax up to 13%. Same salary, different net pay.
Does this include 401(k)?
No — enter your gross salary before pre-tax deductions for the base estimate.
Estimate only: results use 2026 federal and state tax figures with simplified assumptions (single filer, standard deduction). Actual withholding varies by W-4, pre-tax deductions, and local taxes. Not tax advice.